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You can exchange crypto without going through KYC (Know Your Customer)
Exchange XRP | Compare XRP exchange rates
Swap XRP across networks with zero platform fees using Swapzone. Our aggregator scans 18+ providers and 1600+ coins so you can convert instantly and safely. You see all rates and execution times, making complex exchanges simple and transparent.
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XRP market data & key metrics
Price$ 1.06
24h % price
-1.72%
7d % price
-18.14%
Market Cap
$ 67,159,321,254.54
24h volume
$ 2,572,470,710.47
Coin supply
99,985,583,260
XRP price chart and market analysis
The current exchange rate for XRP is 1.0710517249171367$. Over the last 24h, the price of XRP has shown a انخفاض of 2.73%. This data is provided by our real-time converter.
xrpUSD
1.0711
-2.73%(-0.03)
xrpby CoinGecko
Popular XRP exchange pairs
تبادل XRP مقابلPairsStatus
Other Cryptocurrencies Exchange Pairs
BitcoinbtcEthereumethMoneroxmrZCashzecLitecoinltcTetherusdtStellarxlmTRONtrxUSD CoinusdcCardanoadaSolanasolGRAMtonPirate ChainarrrUSDCEusdceopFTX TokenfttSwftCoinswftcAchainactHivehiveCartesictsiKusamaksmStormXstmxMeasurable Data TokenmdtCompoundcompCelsius NetworkcelIRISnetirisFIO ProtocolfioTHORChainruneBalancerbalyearn.financeyfi
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What is a XRP ?
About XRP
XRP is the native digital asset of the XRP Ledger (XRPL), an open-source decentralized blockchain processing transactions since 2012. It was created by Ripple Labs, but operates on an independent network no single entity controls. XRP 's primary function is cross-border value transfer; it acts as a bridge currency between fiat pairs, settling in 3–5 seconds at a fee of 0.00001 XRP (burned on execution to prevent spam). The XRP Ledger uses Federated Consensus: over 150 independent validators agree on transaction order without proof-of-work mining, making the network energy-efficient with fixed, predictable fees regardless of load. Total supply is capped at 100 billion XRP with no new issuance; 61.28 billion are in circulation, and the rest held in Ripple's escrow. In March 2026, the SEC and CFTC issued joint guidance classifying XRP as a digital commodity, resolving years of legal uncertainty.
Why Do People Trade XRP ?
Traders exchange XRP for several reasons tied to its unique properties. As a bridge asset, XRP enables fast conversion between currencies. Users move value between BTC, ETH, USDT, and fiat through XRP because of its 3–5 second settlement and near-zero fees, avoiding slower and more expensive on-chain transfers on Bitcoin or Ethereum. XRP's On-Demand Liquidity (ODL) product drives institutional volume, using XRP for real-time cross-border payments across RippleNet corridors. Portfolio rebalancing is also common: XRP's #4 market cap ranking (~$88 billion) and $2+ billion daily trading volume across 100+ pairs make it one of the most liquid altcoins, with tight bid-ask spreads on major exchanges like Binance, Coinbase, Kraken, and Bitstamp.
Exchange aggregators like Swapzone let you compare XRP swap rates across all available partners in one interface. The full comparison and exchange process typically takes 5–25 minutes from start to finish.
How XRP Transactions Work
"When you send XRP, the transaction is broadcast to the XRP Ledger, where validators running the Federated Consensus protocol agree on its inclusion in the next ledger close, which happens every 3–5 seconds. Each transaction burns a network fee of 0.00001 XRP, permanently reducing total supply. Keeping an account active on the XRPL requires a base reserve, lowered by validator vote in December 2024 from 10 XRP to 1 XRP, plus an owner reserve of 0.2 XRP for each object the account holds, such as a trust line or an open order.
A critical detail for exchange users is the XRP destination tag. When sending to exchange wallets that share a single deposit address across many users, you must include the correct destination tag; omitting it can leave funds unassigned to your order or credited to the wrong account. Always confirm whether the receiving platform requires a tag before initiating the send. Unlike Bitcoin's variable fees during congestion, XRP Ledger fees stay fixed and predictable regardless of network load."
A critical detail for exchange users: XRP destination tags. When sending to exchange wallets that share a single deposit address across multiple users, you must include the correct destination tag; omitting it can result in funds credited to the wrong account or lost entirely. Always confirm whether the receiving platform requires a tag before initiating the send. Unlike Bitcoin's variable fees during congestion, XRP Ledger fees remain fixed and predictable regardless of network load.
How to exchange XRP on Swapzone
How to choose an XRP exchange?
There are dozens of instant crypto exchange services across the internet and numerous factors to consider when choosing the best XRP exchange rate, fees, processing speed, KYC requirements, and partner ratings. XRP's 3–5 second settlement makes speed on the network side negligible, so the real variable is partner processing time and fee structure. Swapzone displays all the information needed to exchange XRP at the best rate, fast and through a reliable partner with no custody and no registration.
By best rates
By the highest transaction speed
By best rating
On Swapzone, you can opt for the most profitable exchange deal on the crypto market. Sort available XRP offers by rates by clicking on the Best Rate button above the offers. The most favorable XRP exchange rate will be listed at the top with a green Best Rate label next to its exchange provider.
XRP Price Prediction
XRP is the native token of the XRP Ledger, designed for institutional cross-border payments and on-demand liquidity through Ripple's ODL (On-Demand Liquidity) network. Following the resolution of the SEC legal case, XRP entered a clearer regulatory environment, enabling expanded banking partnerships and institutional adoption. Key price drivers include Ripple ODL corridor expansion, spot XRP ETF developments, CBDC
partnerships across multiple jurisdictions, and XRP Ledger DEX activity. The XRP escrow release schedule up to 1B XRP released monthly by Ripple is a relevant supply-side factor to monitor alongside demand signals.
No XRP price prediction is guaranteed. XRP is highly volatile and remains sensitive to regulatory developments globally. Always do your own research before making any financial decision.Disclaimer: This content is for informational purposes only and does not constitute financial or investment advice. Swapzone is a non-custodial exchange aggregator; we compare rates across providers, not predict markets.
partnerships across multiple jurisdictions, and XRP Ledger DEX activity. The XRP escrow release schedule up to 1B XRP released monthly by Ripple is a relevant supply-side factor to monitor alongside demand signals.
No XRP price prediction is guaranteed. XRP is highly volatile and remains sensitive to regulatory developments globally. Always do your own research before making any financial decision.Disclaimer: This content is for informational purposes only and does not constitute financial or investment advice. Swapzone is a non-custodial exchange aggregator; we compare rates across providers, not predict markets.
Frequently asked questions
How do I exchange XRP?
Go to swapzone.io/exchange/ripple, enter the amount of XRP you want to exchange and the cryptocurrency you want to receive. Compare live offers from 18+ partners, each showing the rate, fees, estimated speed, and KYC frequency label (Rare / Often / Never). Select an offer, provide your receiving wallet address, send XRP to the unique deposit address (include destination tag if required), and receive the exchanged asset typically within 5 to 25 minutes.
How do I swap XRP for another cryptocurrency?
Select XRP as your sending asset on the Swapzone exchange page, choose your destination cryptocurrency (BTC, ETH, USDT, SOL, ADA, LTC, and dozens more), and enter the amount. The comparison screen shows live offers from all available partners. Pick the best offer, enter your destination wallet address, and send XRP with the correct destination tag to the partner's deposit address. XRP settles in 3–5 seconds; total swap completion is usually 5–25 minutes.
Can I convert XRP to fiat currency?
"There are two routes. The non-custodial one is to swap XRP for a dollar-pegged stablecoin such as USDT or USDC on this page: Swapzone requires no account, and the only verification that may apply is the individual partner's, shown as a Rare / Often / Never label on each offer. Turning that stablecoin into money in a bank account then requires a fiat off-ramp provider, with its own verification and withdrawal process.
The XRP Ledger settles in 3–5 seconds, so the swap side of this route finishes quickly; the payout timeline depends on the off-ramp provider and the withdrawal method you choose."
What security features should I look for in an XRP exchange?
Look for non-custodial operation (the exchange never holds your private keys), transparent fee disclosure before you commit, verifiable user ratings from completed transactions, and clear KYC frequency labels. For XRP specifically, confirm that the partner correctly handles destination tags, a critical requirement for XRP deposits to exchange wallets. Swapzone surfaces all these data points on the comparison screen.
What is the difference between a centralized and decentralized XRP exchange?
Centralized exchanges (Binance, Coinbase, Kraken, Bitstamp) hold your funds in custodial wallets, offer fiat on/off-ramps, and typically require KYC. The XRP Ledger has a native built-in DEX that allows peer-to-peer swaps between XRPL-native assets without intermediary custody, settling in 3–5 seconds at the same 0.00001 XRP fee. Swapzone aggregates offers from centralized instant-exchange partners and non-custodial services, showing KYC labels for each.
What are the fees for exchanging XRP?
Fees consist of two components: the exchange partner's rate spread and processing fee (visible on the Swapzone comparison screen before you confirm, typically 0.1%–0.5% for crypto-to-crypto, higher for fiat) and the XRP Ledger network fee of 0.00001 XRP per transaction (protocol-set and burned). Swapzone charges 0% platform fee.
Can I exchange XRP without KYC?
Swapzone requires no KYC on our end. Each exchange partner's verification frequency is displayed as a label, Rare, Often, or Never, on the comparison screen before you send any funds. Partners labeled "Never" or "Rare" request identity documents infrequently or not at all for standard transaction sizes. KYC policies may vary based on partner compliance requirements and transaction amounts.
What is the minimum amount to exchange XRP?
"Minimum exchange amounts are set independently by each partner and vary by pair — the exact minimum appears on the comparison screen, and offers below your amount simply won't be listed. One XRP-specific detail applies on the sending side: an active XRP Ledger account must keep a base reserve of 1 XRP, plus 0.2 XRP for each object it holds. That reserve is not spendable, so your wallet balance must exceed the amount you send by at least the reserve and the 0.00001 XRP network fee."
"What is a destination tag in XRP, and what happens if I omit it?"
"A destination tag is a numeric identifier that exchanges and custodial wallets use to link an incoming XRP deposit to a specific user account, because many providers share one deposit address across all their customers. The address and the tag together say where the funds should be credited.
If you send XRP to a partner's deposit address without the required tag, the payment arrives at the shared address but cannot be assigned to your order automatically. Recovery then depends entirely on that partner and can take days or fail. Swapzone shows the destination tag on the deposit screen whenever a partner requires one — treat it as a mandatory part of the address, not an optional field."
Does the XRP Ledger reserve affect my exchange?
"It affects the wallet you send from. Every active XRP Ledger account must hold a base reserve that cannot be spent — 1 XRP since validators lowered it from 10 XRP in December 2024 — plus an owner reserve of 0.2 XRP for each object the account holds, such as a trust line or an open order on the XRPL DEX. This is not a fee: it stays in the account for as long as the account exists.
In practice, you cannot send your entire balance. If you try, the transaction fails because the remainder would fall below the reserve plus the 0.00001 XRP network fee. Send the amount above that floor, and check your wallet's spendable balance rather than its total."
"Which exchanges list XRP, and what makes Swapzone different?"
"XRP is one of the most widely listed assets in crypto: it trades on Binance, Coinbase, Kraken, Bitstamp and dozens of other centralized exchanges. All of them are custodial — you register an account, pass verification, and the platform holds your XRP while it sits there.
Swapzone does not hold anything. It is a non-custodial aggregator that compares live offers from 18+ exchange partners and routes the swap between your own wallet and the partner you select, with no account to open and no platform fee added on top of the partner's rate."
How fast is an XRP exchange compared to Bitcoin or Ethereum?
"The XRP Ledger reaches consensus every 3–5 seconds, so the network confirmation step is close to instant regardless of the amount or network load. Bitcoin produces a block roughly every 10 minutes and most partners wait for 1–3 confirmations, which adds 10–30 minutes on the sending side. Ethereum produces a block every 12 seconds and partners typically wait for 2–6 confirmations, under two minutes.
For XRP swaps, the 5–25 minute total is therefore set by the partner's processing step and by how fast the receiving network confirms — not by XRP itself."
How do I convert my XRP to cash?
The non-custodial path is to swap XRP for a dollar-pegged stablecoin such as USDT or USDC through Swapzone, which requires no identity verification beyond the individual partner's KYC policy shown on each offer. Moving that stablecoin to bank-payable dollars then requires a fiat off-ramp provider with its own KYC and withdrawal process. The XRP Ledger settles in 3 to 5 seconds, so the swap side of this route completes quickly; the fiat payout timeline depends on the off-ramp provider and withdrawal method.
How do I compare platforms for exchanging XRP?
Compare exchange partners by checking their KYC frequency label (Rare / Often / Never), user rating, and the rate offered for your specific XRP pair, since these vary partner to partner. Swapzone displays all of this side by side for each XRP trade, rather than routing you to a single fixed provider. There's no single platform that suits every use case — the right choice depends on your KYC preference and the pair you're trading.
Does the price of XRP change frequently?
Yes — XRP's exchange rate moves continuously with market supply and demand, trading volume, and broader crypto market sentiment. Because rates can shift within minutes, Swapzone displays live, partner-specific offers rather than a fixed number for any given pair. With a floating rate (final amount calculated at market rate at execution time), the amount you receive can move slightly before your transaction confirms.
Does XRP have its own exchange?
No — XRP does not have a single official exchange. It's traded across many third-party platforms, including centralized exchanges and non-custodial aggregators like Swapzone. Ripple, the company associated with XRP, does not operate a public retail trading exchange for the token.
How do I exchange for XRP on Swapzone?
On Swapzone, select the pair you want to exchange into XRP, compare offers from available exchange partners, and choose one based on its rating and KYC frequency label. Provide your XRP receiving address and destination tag, send the funds requested to the deposit address shown, and receive XRP once the partner confirms the transaction.
Why exchange XRP with Swapzone?
دعم فني 24/7
Our support team is available around the clock to help at every stage of your XRP exchange. If a partner encounters processing delays, destination tag issues, or any transaction problem, we step in as your advocate and escalate directly with the provider until resolution.
أمان أعلى
Every exchange partner is vetted for licensing compliance, fraud risk, and operational track record. Swapzone is fully non-custodial; we never hold your XRP, destination crypto, or private keys. Your XRP goes directly from your wallet to the partner's deposit address with no intermediary custody.
أفضل الأسعار
Compare live XRP exchange offers from 18+ partners and pick the lowest spread yourself. We earn from partner referrals, not from rate markups, so we have zero financial incentive to steer you toward any particular offer. Sort by the best rate to surface the most profitable deal instantly.
أكثر من 3000 عملة متاحة
Exchange XRP for Bitcoin, Ethereum, stablecoins, Solana, Cardano, Litecoin, and thousands of other assets all through one aggregator interface. If a crypto pair exists across our partner network, you can compare rates for it on Swapzone.
Reviews from TrustPilot
Best customer support and very fast exchanges
Well i accidentally made a wrong transaction and i hit CS for a review and they replied in less than 3min and i had no account on their site or anything but they looked at my details and refunded me... great CS i loved the exchange too with all the best rates you can find easily...
zenny review
absolutely goated it took me only 3 minutes to exchange like this is better than exodus exchanging
Excellent service
I had initial trouble with the platform because I had never used it before, but Russel the customer service rep went above and beyond to help me get my transaction done. Wonderful platform, great customer service. 10/10
Great site
Great site. Very quick transfers
Fast and a good price too.
Fast and a good price too.
nice & swift
nice & swift
The site experience was great. But choose your exchange platform wisely.
The site experience was great, as on previous occasions. I made a mistake, however, by choosing a different exchange provider, EasyBit, and the result was much worse than I was given to expect. Changelly was the best before and I will choose that option in future.
Fast swap
Fast swap. No issues 5 star.
Superb USDT to BTC swap
Superb USDT to BTC swap, went through EasyBit. Best rate on market.
BEST REALLY FAST
BEST REALLY FAST
A very nice and useful crypto swap
A very nice and useful crypto swap site. It is very well done and stays helpful on how to proceed to swap cryptos around.
perfect
perfect, fast no issues 100%
Wayne helped me throughout the way
Wayne helped me throughout the way, even tho it was just a misunderstanding and it just took longer than usual. he didnt mind, thank you for this,.
i was accompanied by the team
i was accompanied by the team throughout the swapping process and i must say that they were very efficient. thanks
Comfort dex
Use DEX for swap from solana to bnb. Pretty fast, good rate. Thanks
Quick
Quick, secure and easy to use
They just work!
They just work, can't ask for more, plus have great support, which answers in 2-3min. Did mistake, got all fixed and my money back.
great customer service
great customer service made a mistake on my side but they managed to fix it and swap my crypto
I recommend using swapzone I exchange...
I recommend using swapzone I exchange my LTC to USDT it only took around 5 minutes to complete I was not expecting it to be that fast but I really recommend using it to swap your cryptocurrency!
Unstaking ONT without having ONG
My problem was to unstake ONT in my wallet which I administrate with the Exodus software without having ONG for gas fee. The swapping function in Exodus is no longer available and they will suspend the support of Ontology soon. By means of the fantastic swapzone-node I was able now to swap TRX into ONG and receive the ONG directly at my adress of ONT-asset. So I was able to start the unstaking procedure. And one more advantage: The swapping of TRX to ONG and sending it to the ONG-adress was quite simple for beginners like me: I'm used to krypto ledger, but this was my first experience with swapping-nodes.
Great service with great support!
not so long ago I was looking for a service that allows you to exchange cryptocurrency quickly and effortlessly. today, when I once again decided to exchange usdt to eth - I wrote the wrong wallet, namely the wallet from the last exchange (incorrectly indicated the amount), to which the usdt should have been sent. after contacting support, I was almost immediately refunded, which I am very happy about! I recommend using this service! 100/100
Very competitive pricing and fast support - great!
I used swapzone.io over 10 times recently and never had an issue. In fact, I had once a visual bug of the swap interface when the funds were sent but it was correct again the second I started a chat with support. In less than 2 minutes I had a very friendly employee talking to me. Very competitive pricing and fast support.
everything was fine
i successfully exchanged currencies. it took just a couple of minutes
everything is in one place
I'm new to cryptocurrency, and I'm always frightened by the choice of services. I really liked that everything is in one place here, and you can choose from familiar names and compare prices between them. The exchange took place fast and without any problems.
I tried swapping nearly $1000 worth of
I tried swapping nearly $1000 worth of bitcoin with the cake app four different times this evening and it wouldn’t work. Thankfully, their support was able to give me my money back quick and I was able to come here and I found an even better rate than what I got with cake. This will probably be my new go to crypto swapping platform. 100 out of 10 recommend and you can order with confidence :-)
Trusted !
Trusted website ! , recieved my 10 usd bitcoin to litecoin in just 30 mins , would recommend 100%
simply, reliable and quick
Easy to understand terminal, quick transaction. A bit of slippage on promised rate compared to what received - not sure why, as prices haven't changed by that percentage.
made good experiences
made good experiences. chaged IOTA in about 5 minutes.
Excellent and fast exchange at a good…
Excellent and fast exchange at a good rate! Thanks to the Swapzone team!
Great
Great! I’ll surely recommend it
I wanted to share my experience after…
I wanted to share my experience after encountering a failed transaction earlier today. I contacted support, and the team was incredibly fast in getting back to me. They understood the problem immediately and helped me through the recovery process efficiently. It's situations like this that really show why prompt customer service is essential on an exchange. The quick resolution meant I didn't have to worry for long. Your help was much appreciated!
You can trust this site!
Great experience! Swapped from SOL to TRX no issues. Wasnt too pricey. I recommend!
Thank you
Thank you ! I've got my crypto swapped without any hassles.
Great
Gut gelaufen, wie immer halt. Gern wieder!
easy seamless and quick
easy seamless and quick
Hervorragender Service!
Hervorragender Service!
fast and safe to be honest
Fast and good, normally i dont do reviews, but this swapping system is good ngl
Faster
Faster, the best
Works with ~ 100€ worth of coins
I was scammed by simpleswap before, but with Changenow over simpleswap it worked.
This was my first swapping and it went…
This was my first swapping and it went so smoothly without needing to refresh again and again
Nothing to complain about
Nothing to complain about, got even more crypto than expected.
Great support
Great support, replied within 1 minute. Few minutes later, swap finished properly.
Super Service !
Super Service !
Very fast exchange
Very fast exchange. Thank you.
Good also very fast support
Good also very fast support
Never had an issue once over many…
Never had an issue once over many years. Even when their was KYC demand or other issue, swapzone.io always resolved it for me. You can trust them and know your coins are safe
very responsive
very responsive, and fast followthrough
Easy no fuss
Easy no fuss trades. Fast responsive support. They take care of you.
First exchanges went great
First exchanges went great. Customer service is excellent. I'll be joining the partner program.
bon site
bon site, tres explixite et sécuriasant
Customer service was great
Honestly in this industry it’s hard to fbb in f great costed service but Liam at swapzone handled an issue for me and solved it and no bs just helping me out. Thank you. My first time using swap zone to swap crypto was great and I’ll be back now .
Read this carefully
Works every time and helps to find the best deal. Is what I would say if I wanted to leave regular review. What I am going to say is that this service is unmatched in crypto sphere how they handle their business. I sent crypto to a swap in 2 transactions instead of one(my mistake) and when I opened the chat and explained my issue they contacted the parter doing the swap and gave me option to get a refund or continue with the swap at the current rate. Others would just keep it of tell you its lost. So not only they help you find the swaps but they act as a liaison if there are issues.
perfect service
perfect service. great support. I can wholeheartedly recommend this service. The support is fast, helpful, and solution-oriented. You won't find that with other Exchange services. A++++ thanks
Everything as expected!
Everything went as expected for my first time with this service, specifically via ChangeNOW. Got the full exchange of funds to my wallet! A+
everything goes perfect as heaven
everything goes perfect as heaven
Perfect!!!
Perfect!!!
It worked better than I expected
It worked better than I expected. Great experience! I'll be back
Quick service
Quick service. Transaction was processed with ease. Thank you Swapzone
Excellent and reliable platform
Reliable and easy to use without the cumbersome KYC! Excellent exchange platform.
Good and Fast Support
Tyler from Swapzone's Support team was very kind and helps me out proactively. Highly recommend this site.
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Our Exchange Partners for XRP
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