Ripple USD (RLUSD) Exchange

Looking to exchange RLUSD? Swapzone compares live offers from partner exchanges by rate, speed and KYC label. No account, no custody, 0% platform fee. RLUSD exists on the XRP Ledger and Ethereum: confirm the network, and note that XRPL exchange deposits may need a destination tag.

envoyer

RLUSD^ETH

get

Frais Swapzone : 0%

Ripple USD Market Data & Key Metrics

Price

$ 1.00

24h % price

0.00%

7d % price

0.01%

Market Cap

$ 2,608,010,512.15

24h volume

$ 412,036,230.18

Coin supply

2,608,100,472.162

Ripple USD Price Chart and Market Analysis

The current value of 1 RLUSD is 1.00076703557352 USD.On Swapzone you compare live rates from available exchange partners. The swap itself is carried out by the partner you choose, and Swapzone never holds your funds. Whether you want an RLUSD swap for BTC, ETH, XRP, or any other supported asset, the Ripple USD exchange page displays all offers with each partner's rate, estimated completion time, and KYC frequency label (Rare / Often / Never). To convert RLUSD, select RLUSD as the sending asset and choose your target currency. To swap into Ripple USD from another crypto asset, select RLUSD as the receiving currency. Confirm which network the partner accepts: RLUSD exists on both the XRP Ledger and Ethereum. On the XRP Ledger, RLUSD may require a destination tag for deposits to exchange-hosted accounts. On Ethereum, a standard 0x address is all that is needed.

rlusderc20USD

1.0008

+0.05%(+0.0005)

rlusderc20by CoinGecko

Popular RLUSD Exchange Pairs

Échanger RLUSDERC20 contrePairsStatus

Bitcoin

rlusderc20 / btc

Active

Ethereum

rlusderc20 / eth

Active

Monero

rlusderc20 / xmr

Active

ZCash

rlusderc20 / zec

Active

Litecoin

rlusderc20 / ltc

Active

XRP

rlusderc20 / xrp

Active

Tether

rlusderc20 / usdt

Active

Stellar

rlusderc20 / xlm

Active

TRON

rlusderc20 / trx

Active

USD Coin

rlusderc20 / usdc

Active

Other Cryptocurrencies to Exchange

Popular Alternatives to Buy

Bitcoinbtc Cardanoada Ethereumeth GRAMton Litecoinltc Moneroxmr Pirate Chainarrr Solanasol Stellarxlm Tetherusdt TRONtrx USD Coinusdc USDCEusdceop XRPxrp ZCashzec

What is RLUSD?

About Ripple USD

RLUSD (Ripple USD) is a dollar-pegged stablecoin issued by Standard Custody & Trust Company, a Ripple subsidiary regulated by the New York State Department of Financial Services (NYDFS). Launched in December 2024, RLUSD is backed 1:1 by a segregated reserve of cash and cash equivalents custodied by BNY Mellon and is redeemable for US dollars on demand. It is natively issued on two blockchains: the XRP Ledger and Ethereum. RLUSD's market capitalization was about $2.5 billion in October 2026, according to CoinGecko, after growing more than 85% in 2026, according to Yahoo Finance. In June 2026 the XRP Ledger overtook Ethereum as the larger host for RLUSD supply for the first time. Ripple Mint, a dedicated institutional interface, handles minting and redemption operations for authorized participants.

RLUSD supply and backing

RLUSD follows the standard regulated stablecoin model: each token in circulation is matched by an equivalent dollar of reserves held in segregated accounts. No RLUSD is minted without corresponding reserve deposits, and tokens are burned when holders redeem for dollars.
Backing — 1:1 by cash and cash equivalents held in segregated reserves, custodied by BNY Mellon
Regulation — issued under NYDFS oversight; in Luxembourg, Ripple finalized an electronic money institution (EMI) licence on February 2, 2026, received a preliminary MiCA CASP approval from the CSSF in June 2026, and received full MiCA CASP authorisation on July 6, 2026
Supply — approximately $2.5 billion in market capitalization as of October 2026, according to CoinGecko
Chain distribution — the XRP Ledger overtook Ethereum as the larger host for RLUSD supply in June 2026; in September 2026 RLUSD accounted for about 93% of the roughly $1.3 billion stablecoin supply on the XRP Ledger, according to CryptoRank

What determines RLUSD's adoption

RLUSD's growth is driven by Ripple's institutional payments infrastructure and regulated market access. Ripple integrates RLUSD into its cross-border payment network, giving institutional customers (banks, payment providers, remittance operators) a regulated dollar settlement asset that operates natively on the XRP Ledger's 3 to 5 second confirmation times. Ripple's acquisition of the payments firm Rail expanded its stablecoin distribution reach.

Ripple's Luxembourg EMI licence (February 2026) and full MiCA CASP authorisation (July 2026) support regulated activity in the European Union. RLUSD's NYDFS-regulated status and BNY Mellon custody give it a compliance profile comparable to other regulated dollar stablecoins, with the added feature of native issuance on the XRP Ledger, where transaction costs are low and settlement is fast.

How to Exchange Ripple USD on Swapzone

Select a pair to exchange

Choose RLUSD as the asset you send, or as the asset you receive, and pick the other currency. Enter the amount to see live estimates from partner exchanges.

Choose an offer

Compare RLUSD offers by rate, estimated completion time, KYC frequency label and partner rating, then select the one that fits your swap.

Enter receiving wallet address

Paste the address for the chain you choose: an XRP Ledger address (it may need a destination tag if it belongs to an exchange-hosted account) or a standard 0x address on Ethereum. Missing a required destination tag can delay or lose the deposit.

Send deposit to generated address

Send the exact RLUSD amount to the generated deposit address on the chain the partner specifies, the XRP Ledger or Ethereum. If a destination tag is shown, include it. A wrong-chain transfer may not be recoverable.

Watch your exchange complete

Follow the order status on the Swapzone page. On the XRP Ledger the deposit confirms in seconds; the swap completes once the partner sends the asset you chose to your wallet.

How to Choose a Ripple USD Exchange

Swapzone shows every live RLUSD offer in one list, so you can filter by what matters for this swap.

By rate

By transaction speed

By rating

RLUSD is pegged to $1, so rate differences between partners are spread, not price direction. Compare the final amount received on your exact trade size; limits and available pairs can differ between the XRP Ledger and Ethereum versions.

Ripple USD (RLUSD) Price Analysis

RLUSD is a stablecoin, so its price stays near $1 and the useful signals are supply, chain mix, and regulatory access. Its market capitalization grew more than 85% in 2026 to about $2.5 billion in October 2026, and the XRP Ledger took the larger share in June 2026. Ripple's institutional payments network, the Rail acquisition, and the Luxembourg EMI licence and MiCA CASP authorisation widen distribution. Growth is not one-directional, because supply moves with demand and redemptions. Main risks are reserve and issuer risk and regulatory change.No prediction is certain. Regulatory changes, macroeconomic conditions, and network-specific events can shift prices in either direction. Research multiple independent sources and consider your risk tolerance before making any financial decision.Disclaimer: This content is for informational purposes only and does not constitute financial or investment advice. Cryptocurrency markets are highly volatile and trading carries substantial risk of loss. Past performance is not indicative of future results.

Frequently Asked Questions About Ripple USD (RLUSD)

Who issues RLUSD and who regulates it? dropdown

RLUSD is issued by Standard Custody & Trust Company, a Ripple subsidiary regulated by the New York State Department of Financial Services (NYDFS). It launched in December 2024. The reserve is cash and cash equivalents custodied by BNY Mellon.

How is RLUSD backed? dropdown

RLUSD is backed 1:1 by a segregated reserve of cash and cash equivalents, custodied by BNY Mellon, and it is redeemable for US dollars on demand. No RLUSD is minted without a matching reserve deposit, and tokens are burned on redemption.

On which blockchains does RLUSD exist? dropdown

RLUSD is natively issued on the XRP Ledger and on Ethereum, and the XRP Ledger overtook Ethereum as the larger host for RLUSD supply in June 2026. Check the network the partner accepts before sending.

Why did the XRP Ledger overtake Ethereum for RLUSD supply? dropdown

In June 2026 the XRP Ledger overtook Ethereum as the larger host for RLUSD supply for the first time, according to reports based on DefiLlama data. Lower costs and faster settlement on the XRP Ledger are the usual explanations, but the exact split changes with minting and redemptions.

Does RLUSD need a destination tag? dropdown

On the XRP Ledger, deposits to exchange-hosted accounts may require a destination tag, so include it when one is given. On Ethereum a standard 0x address is enough.

What licences does Ripple hold in Luxembourg? dropdown

Ripple finalized an electronic money institution (EMI) licence in Luxembourg on February 2, 2026, received a preliminary MiCA CASP approval from the CSSF in June 2026, and received full MiCA CASP authorisation on July 6, 2026, according to Ripple.

What is Ripple Mint? dropdown

Ripple Mint is a dedicated institutional interface that handles minting and redemption for authorized participants. Retail holders buy and sell RLUSD on markets instead of minting directly.

How does RLUSD compare with USDC and USDT? dropdown

RLUSD's NYDFS status and BNY Mellon custody give it a compliance profile comparable to other regulated dollar stablecoins. Its native XRP Ledger issuance adds lower costs and faster settlement than Ethereum. RLUSD is far smaller than USDT and USDC in supply.

How large is RLUSD? dropdown

RLUSD's market capitalization was about $2.5 billion in October 2026, according to CoinGecko. The figure moves with demand and redemptions.

How is RLUSD used on the XRP Ledger? dropdown

In September 2026 RLUSD accounted for about 93% of the roughly $1.3 billion stablecoin supply on the XRP Ledger, according to CryptoRank, which makes it the main stablecoin on the ledger.

How do I exchange RLUSD on Swapzone? dropdown

Open swapzone.io/exchange/rlusd, enter the amount, and compare offers. Choose the XRP Ledger or Ethereum, paste the matching address (with a destination tag if requested), send RLUSD to the deposit address, and track the order.