N.Exchange
Exchange
Exchange
Established
2016Supported coins
200+ cryptocurrenciesKYC
Risk-basedAML
Published policyFees
0.25% + network feesWithdrawal methods
Crypto to walletSupport
24/7 chat, email & TelegramLimits
Pair-specificCrypto-to-crypto exchanges include a stated 0.25% service fee, while applicable blockchain network fees are reflected in the quote. Minimum and maximum amounts are pair-specific and shown in real time before an order is created; available limits depend on liquidity, selected rate mode and network conditions. Fiat purchases may be offered through third-party payment providers, whose fees, limits, payment methods and availability vary by jurisdiction.
n.exchange uses a risk-based AML/CTF program with customer due diligence, sanctions screening and transaction monitoring. KYC may be requested for fiat services, higher-value transactions or orders flagged by compliance systems. Verification can require identity, address, payment or source-of-funds information. The service does not provide services to the United States and U.S. territories or the United Kingdom.
Provider Metrics
Ratings are based on how crypto cards perform in real-world use, including fees, rewards, custody setup, issuer reliability, and usability. Scores are comparative and independent of partnerships.
KYC
May be requiredAML
Published / Risk-based12 reviews
Composite score
Weighted across all four metricsPros and cons
Pros
Fixed and floating rates200+ supported assets0.25% exchange feeNon-custodial swapsRisk-based AML/CTF controls with sanctions screeningCons
Pair-specific limitsNetwork fees applyKYC for flagged transactionsRestricted in the US and UKAlternatives to N.Exchange
Compare alternatives
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Reviews
Thanks Meshest, glad it all went smoothly!
Always good to hear, JS. Thanks for sticking with us.
Yeah, chain wait times can vary but glad the swap went through. Appreciate the feedback, nikky!
Frequently Asked Questions About N.Exchange
N.Exchange is a non-custodial instant crypto swap service headquartered in San José, Costa Rica. It routes swap orders across multiple liquidity sources using Smart Order Routing technology — when you initiate a swap, the system automatically compares prices across providers and executes via the venue with the most competitive rate. You provide a destination wallet address, send funds, and receive the output coin directly. No account is created and no funds are held on the platform beyond the brief execution window.
For routine small-to-medium swaps between common pairs, N.Exchange has a clean financial claims record on Swapzone — 0 open claims out of 0 total. User reviews on Swapzone for standard BTC-to-USDC and BTC-to-ETH swaps are predominantly positive. However, Trustpilot shows a pattern of serious complaints about extended KYC-triggered fund freezes — in some cases lasting months — where users report providing all requested documents and receiving no resolution. N.Exchange's KYC frequency is rated Often on Swapzone, which is consistent with this pattern. Users planning larger swaps should weigh this risk against the available alternatives.
N.Exchange does not require upfront registration or identity verification to initiate a swap. Its KYC frequency is rated Often on Swapzone, meaning automated AML checks trigger identity requests more frequently than partners rated Rare. When a transaction is flagged, N.Exchange can freeze funds pending verification — a process that Trustpilot reviewers report can extend significantly in complex cases. Users who prioritise low KYC risk for their specific pair can compare partner KYC labels on Swapzone before sending funds.
Smart Order Routing is N.Exchange's core technical differentiator — when you request a swap, the system automatically compares prices across multiple liquidity sources in real time and routes the transaction to whichever venue offers the lowest execution cost at that moment. This is the same approach used in algorithmic trading infrastructure. In September 2025, N.Exchange integrated this capability into the Arculus Cold Storage Wallet (CompoSecure, NYSE: CMPO), providing Arculus users with access to hundreds of additional trading pairs and competitive execution pricing directly from their self-custody wallet.
The closest alternatives among Swapzone partners are ChangeNOW, EasyBit, SimpleSwap, and LetsExchange — all non-custodial, no-registration instant exchangers. For users prioritising low KYC risk, ChangeNOW, SimpleSwap, StealthEX, and Exolix all carry Rare KYC ratings compared to N.Exchange's Often. Swapzone shows all partner labels and live rates side by side so you can make a fully informed choice before sending funds.