Buy Tether (USDT) | Purchase USDT with credit card & debit card instantly

Select USDT as the cryptocurrency you want to receive and enter the amount in your preferred fiat currency. Swapzone will display offers from on-ramp providers like MoonPay, Guardarian, Banxa, and Transak – each showing the rate, fees, and estimated delivery time. Choose an offer, provide your wallet address, and complete the payment on the provider's secure checkout. Most card purchases deliver USDT to your wallet within 5–15 minutes.

KYC requirements depend on the provider you choose and your purchase amount. Some providers like Guardarian offer purchases up to €700/day without full identity verification. Others like MoonPay and Transak offer tiered KYC – basic verification for smaller amounts, full KYC for higher limits. On Swapzone, you can see provider requirements before selecting an offer. Swapzone itself does not require registration or collect your personal data – all verification is handled by the provider.

Available payment methods depend on the provider and your region. Common options include: credit/debit cards (Visa, Mastercard), Apple Pay, Google Pay, bank transfers (SEPA in Europe, ACH in US, Faster Payments in UK), and local methods like PIX (Brazil), iDEAL (Netherlands), or Revolut Pay. Swapzone aggregates offers from multiple providers, giving you access to various payment options in one place – select your preferred method to see which providers support it.

Delivery time depends on the provider and payment method. Card payments (Visa, Mastercard, Apple Pay, Google Pay) typically complete within 5–15 minutes. SEPA Instant and Faster Payments usually process within minutes to hours. Standard bank transfers (SEPA, ACH) may take 1–3 business days. Each offer on Swapzone displays the estimated transaction time so you can choose faster providers when speed matters.

Minimum purchase amounts vary by provider – typically ranging from $10 to $50 USD equivalent. Maximum limits depend on the provider, payment method, and your verification level. For example, MoonPay may allow up to $20,000 for verified users, while no-KYC purchases on Guardarian are capped at €700/day. Swapzone displays minimum and maximum amounts for each offer, making it easy to find a provider that fits your budget.

Swapzone is a non-custodial aggregator – we never handle your funds, payment data, or cryptocurrency. When you buy USDT, you deal directly with licensed on-ramp providers (MoonPay, Guardarian, Banxa, Transak). These providers are regulated, hold financial licenses, and use bank-level security including 3D Secure for card payments. Your crypto goes directly from the provider to your personal wallet. Swapzone uses SSL encryption and displays user ratings for each provider to help you make informed choices.

Some providers offer limited purchases without full KYC verification. For example, Guardarian allows purchases up to €700/day with minimal verification, and Transak offers "Lite KYC" requiring only basic details like name and billing address. However, these options have lower purchase limits. For larger amounts, providers typically require ID verification to comply with financial regulations. On Swapzone, you can compare offers and see verification requirements before starting.

When buying USDT, fees typically include: the provider's service fee (usually 1–5% depending on provider and payment method), payment processing fees (card payments often have higher fees than bank transfers), and blockchain network fees for sending crypto to your wallet. Swapzone charges 0% platform fee – we show you the final amount you'll receive after all provider fees, so you can compare true costs across different offers. Card payments typically have higher fees (3–5%) while bank transfers are cheaper (1–2%).

You need a wallet that supports USDT to receive your purchase. Options include: hardware wallets (Ledger, Trezor) for maximum security, software wallets like MetaMask, Trust Wallet, or Exodus, and mobile wallet apps. Many of these wallets already integrate with the same providers Swapzone aggregates. Have your wallet address ready before starting – double-check it carefully, as cryptocurrency transactions cannot be reversed.

Swapzone aggregates offers from multiple on-ramp providers (MoonPay, Guardarian, Banxa, Transak, and others), letting you compare rates, fees, and delivery times in one place. Instead of checking each provider's website manually, you see all available options side by side. We're non-custodial (your crypto goes directly to your wallet from the provider), charge 0% platform fee, and provide 24/7 support. User reviews and ratings help you choose reliable providers with confidence.

Yes, you can buy USDT with multiple fiat currencies. Supported currencies depend on the provider: MoonPay supports 30+ currencies across 160+ countries, Guardarian covers 40+ fiat currencies in 170+ countries, Banxa operates in 100+ countries with local payment methods, and Transak supports 27+ currencies across 64+ countries. Common currencies like USD, EUR, GBP, CAD, and AUD are widely supported. Select your currency on Swapzone to see available offers.

If your purchase fails, the payment is typically refunded to your original payment method within 1–10 business days depending on the provider and payment method. If you don't receive your USDT within the expected timeframe, contact the provider's support team directly – MoonPay, Guardarian, Banxa, and Transak all have dedicated customer support. Swapzone's 24/7 support team can also help you navigate issues and connect with the right provider.

Swapzone aggregates offers from leading fiat-to-crypto providers including MoonPay (160+ countries, Apple Pay, Google Pay, cards, bank transfers), Guardarian (170+ countries, no-KYC up to €700, SEPA, Revolut Pay), Banxa (100+ countries, local payment methods, iDEAL, ACH), Transak (64+ countries, tiered KYC, integrated in MetaMask and Ledger), and others. Each provider has different strengths – coverage, payment methods, fees, and verification requirements – so comparing offers helps you find the best fit for your needs.